Our dedicated team works hard to ensure that you see results fast (45-60 business days) and your credit improves. Not only in the short term but for life! You never have to worry about your credit issues again when you have our Lifetime Credit Protection.
Our proven Lifetime Credit Protection Plan offers protection on all current and future negative credit reporting items that includes all of below:
- Personal Client Manager, Settlement Coordinator and Financial Advisor. They will give you a detailed review of your 3 Bureau Credit Report* and a customized strategic plan to restore and build your Personal and Business credit.
- Investigations and Disputes directly with creditors and the 3 Credit Bureaus on all negative information including unauthorized inquiries.
- Negotiations & Payment Arrangements for defaulted Medical Bills, past due Rent/Lease Bills, and Traffic/Court Fines.
- Negotiations on Government Student Loans for lower payments and settlement negotiations with private institutions.
- Identity Theft Recovery, Credit Freeze Support.
- Representation on stipulating Judgement and Wage Garnishments.
- Support from our attorneys on F.D.C.P.A (Fair Debt Collection Practices Act) to review your mail from collection companies for potential violations. Maximum penalty for each violation is $1,000.
- Guidance for Personal and Business Financial Planning, Insurance, Budgeting, College Planning for Parents, Tax-Free Retirement and Investing.
- Debt Negotiations on verified collections.**
- Secured online portal to track progress.
*Your Client Manager will help you purchase an up to date 3 Bureau Credit Report without a hard inquiry on your history.
**All negotiated debt is subject to a 15% settlement fee (from total savings) payable to LSI. For example, if we save you $300 our fee will be $45. You pay directly to your creditor after Lsi sends you the official settlement agreement.
Affordable Month to Month Options are also available-